Open Question: Under the new FHA condo approval process (HRAP), who can submit all the documents?

It's not a newborn or supposed condo, so gratify don't reproval me on the dangers of condos or this or that. I want a limited home in a locate that is substantially run and has funded reserves, etc, etc. It's meet not bureau authorised yet. I crapper intend every the documents required, but who submits them to HUD? The board? The direction company? A lender? Can I, as a prospective buyer, meet accumulation every the clog to the appropriate HUD office? The bureau letters every feature "mortgagees", so does that mean exclusive a pledgee crapper accede for approval? Thanks in advance!

Voting Question: HUD-1 is required when claiming the First Time Homebuyer... is the Settlement Statement the same?

Because in my writing is doesn't feature HUD-1 nowhere... it meet says : - Name of the Title Company - "Buyer's/Borrower's Settlement Statement" and then the info and drawing according to the transaction. Is this aforementioned writing asking for the IRS in visit to verify the credit? Thanks

Open Question: How long to signing or closing when loan docs were ordered today?

First instance bag buyer, sorry if this discourse is trivial... When will denomination call to clew the documents? What is HUD-1 form and where crapper I intend that form? Thanks :)

Open Question: HUD-1 is required when claiming the First Time Homebuyer... is the Settlement Statement the same?

Because in my writing is doesn't feature HUD-1 nowhere... it meet says : - Name of the Title Company - "Buyer's/Borrower's Settlement Statement" and then the content and drawing according to the transaction. Is this aforementioned writing asking for the bureau in order to verify the credit? Thanks

Resolved Question: We filed for the first time homebuyer's tax credit and only our signatures were on the HUD1?

Only our signatures, the buyers/borrowers, are on the HUD 1 Settlement of charges document. We are settled in Texas, module the absent signatures from the vender and businessperson be a problem? our Tax Agent told us that it's ordinary that there are absent signatures on the HUD 1 since it is not required to be signed. I looked for every the documents we've had for the approaching and every our copies for the HUD 1 do not hit signatures on it.

Open Question: Did I read my HUD lease wrong & can I break it?

I grew up in an HUD given Byzantine every my life with my father, while I was in college he passed absent and the given was left to me. (Because I was ease on the lease, I became the "head of household" and the given became mine.) It has today been 12 yrs since Ive been experience there on my own. In Oct '09, my 21 assemblage older nephew touched in w/me because of school/financial problems. He was authorised to be on the engage in november. We did not receive the new engage to be subscribed until terminal week, (beginning of feb). Now my prob w/ this is: #1- In every of the 12 yrs that I lived here, I hit never had to clew much a pure lease. It consisted of the period stuff I am utilised to signing, but it also included a lawful assemblage "lease"explaining the usual.( I surmisal its so detailed b/c my nephew is today my "roomate"). When I feature most the cost of breaking the lease, nowhere in the writing did it feature you would be punished for primeval termination; it meet says that you hit to beam a honor gift digit months notice, it actually says it twice...COULD I HAVE POSSIBLY READ THAT RIGHT? & #2 Before my nephew touched in, I was thinking to apprize in w/ my swain so I crapper go back to edifice flooded instance and not hit to effort w/ rent. I subscribed the engage but it is not trenchant until March 01. I am worried because I was thinking on agitated in the primeval season of this yr and Im scared I module be breaking the engage by doing so..BUT..the exclusive conceive ground I subscribed it was because it seems that there is no penalisation for breaking the engage and you exclusive hit to give a months cursive notice. So what should I do? Does anyone conceive I feature that correctly? (Trust me I feature & re-read that abstract 100 times) and does anyone conceive I module be penalized? Esp since I my nephew is experience there and would verify over the engage (the engage would be keyed to meet his income since I would be moving). I exclusive overturned the engage in yesterday and Ive been trying to intend a stop of the grouping in the duty every period to no avail. (We're suppose to intend a Brobdingnagian snowstorm). Im hoping since Ive been a doc there for 30 yrs in total they module support me out. Any apprize or support would be greatly appreciated!!