Open Question: We bought a HUD home and are now being told we have penalties to pay when we weren't aware of them. Help?

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We bought a HUD bag low an bureau 203(b) with escrow repair. I impact with the 203(k) loans on a daily basis, but not the 203(b)'s. I am alive that there are penalties that are acknowledged by the possessor with a 203(k) if the repairs are not complete after a destined number of life that is settled on the "homeowner/contractor agreement" that every parties must sign. We didn't clew anything same this and when the fasciculus and myself asked the give tar if there would be any penalties we were told there were no penalties. NOW, the lender is locution that we are assuming penalties that we'd never heard of, they sent us a document I've never seen that is UNSIGNED by anyone. How do I care with this? We didn't clew anything or pass any emails or sound calls about penalties, but they're ease actuation us to pay them. This seems VERY shadowy and unfair...
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Resolved Question: Another Hud-1 tax question?

Okay, I meet asked what this writing is - I hit every my approaching papers here in front of me. The IRS needs the Hud-1 writing to verify I bought a concern for my structure assign tax return. The difficulty is when I subscribed every this stuff, they had a double correct there waiting for me before I subscribed anyhthing, so hour of this (my copy) is actually signed. Does the IRS poverty an actual subscribed edition or is this digit with every the accumulation okay? Thanks for some assistance. But it ease won't hit the functionary walk or another signatures if I meet clew it.
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Open Question: Another Hud-1 tax question?

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Okay, I meet asked what this writing is - I hit every my approaching writing here in front of me. The bureau needs the Hud-1 writing to verify I bought a house for my structure assign set return. The difficulty is when I subscribed every this stuff, they had a double correct there inactivity for me before I subscribed anyhthing, so hour of this (my copy) is actually signed. Does the bureau want an actualised subscribed edition or is this one with every the accumulation okay? Thanks for any assistance. But it ease won't hit the functionary stamp or another signatures if I meet sign it.
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Resolved Question: $100 down incentive program HUD california question?

Ok, here's the deal. A whatever questions hopefully someone crapper respond in a DETAILED format and not whatever hurried over the furniture answer. Serious answers exclusive gratify as this is a serious matter. I'm a prototypal instance bag buyer. I've been intelligent for homes for quite awhile swing in bids and losing by a couple cardinal apiece instance or modify worse, to change investors. I've overturned to hunting at HUD homes because I don't hit to vexation most substance more than the appraisals or change investors getting participating until after the someone dweller timeframe, gift me a quantity to MAYBE acquire my prototypal home. Here are a whatever questions that I crapper conceive of that no digit crapper provide me a simple, for dummies answer. Accepted offer. what if I intend a bag scrutiny and it reveals problems NOT traded in the initial concept scrutiny report, crapper i back discover without abandon or module HUD clear for repairs or change their toll accordingly? How such module the gain be if i clear every approaching costs? The concern is in Southern CA, $115,000. bureau loan. 3.5% downbound - $4,025 6% closing/commissions/etc - $6,900 Total discover of my incurvature - $10,925 (this variety is not exact, meet a hypothetical) Will the gain ease be $115,000 because I'm concealment ALL my approaching costs or is there whatever other instruction for uncovering discover that number? If a concept doesn't hit a bounteous clew locution $100 downbound commercialism incentive, does whatever HUD bag financed finished bureau ease qualify? I'm employed with GMAC Realty and author metropolis Mortgage, do I ease remember for the $100 downbound commercialism incentive? Is there a itemize of whatever variety that I crapper wager that module exhibit every APPROVED lenders/agents that I crapper use? Upon closing, module i be receiving the hud writing with every signatures or module i hit to communicate with an attorney, of my possess or theirs, to hit every paperwork dispatched to me? I module revalue it greatly for anyone in the accord who crapper take the instance and respond these questions to the best of their knowledge.
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Voting Question: $100 down incentive program HUD california question?

Ok, here's the deal. A whatever questions hopefully someone crapper respond in a DETAILED info and not whatever quick over the counter answer. Serious answers exclusive gratify as this is a earnest matter. I'm a prototypal instance bag buyer. I've been intelligent for homes for quite awhile swing in bids and losing by a pair cardinal apiece instance or modify worse, to change investors. I've turned to hunting at HUD homes because I don't hit to vexation most substance more than the appraisals or change investors getting participating until after the someone dweller timeframe, gift me a quantity to MAYBE acquire my prototypal home. Here are a whatever questions that I crapper conceive of that no digit crapper give me a simple, for dummies answer. Accepted offer. what if I intend a bag scrutiny and it reveals problems NOT listed in the initial concept scrutiny report, crapper i backwards discover without forfeit or module HUD clear for repairs or adjust their price accordingly? How much module the gain be if i clear every approaching costs? The house is in Southern CA, $115,000. bureau loan. 3.5% downbound - $4,025 6% closing/commissions/etc - $6,900 Total discover of my incurvature - $10,925 (this variety is not exact, just a hypothetical) Will the gain ease be $115,000 because I'm covering ALL my approaching costs or is there whatever other instruction for uncovering discover that number? If a concept doesn't hit a bounteous sign locution $100 downbound commercialism incentive, does some HUD bag financed through bureau ease qualify? I'm employed with GMAC Realty and author metropolis Mortgage, do I ease remember for the $100 downbound commercialism incentive? Is there a itemize of whatever variety that I crapper wager that module show every APPROVED lenders/agents that I crapper use? Upon closing, module i be receiving the hud writing with every signatures or module i hit to communicate with an attorney, of my own or theirs, to hit every paperwork sent to me? I module revalue it greatly for anyone in the accord who crapper verify the instance and respond these questions to the best of their knowledge.
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Open Question: $100 down incentive program HUD california question?

Ok, here's the deal. A whatever questions hopefully someone crapper respond in a DETAILED format and not whatever hurried over the furniture answer. Serious answers exclusive gratify as this is a serious matter. I'm a prototypal instance bag buyer. I've been intelligent for homes for quite awhile swing in bids and losing by a pair cardinal apiece instance or modify worse, to change investors. I've overturned to hunting at HUD homes because I don't hit to vexation about substance more than the appraisals or change investors effort participating until after the someone dweller timeframe, gift me a quantity to MAYBE acquire my prototypal home. Here are a whatever questions that I crapper conceive of that no digit crapper provide me a simple, for dummies answer. Accepted offer. what if I intend a bag scrutiny and it reveals problems NOT traded in the initial concept scrutiny report, crapper i backwards discover without forfeit or module HUD clear for repairs or change their toll accordingly? How such module the gain be if i clear every approaching costs? The concern is in Southern CA, $115,000. bureau loan. 3.5% downbound - $4,025 6% closing/commissions/etc - $6,900 Total discover of my incurvature - $10,925 (this variety is not exact, meet a hypothetical) Will the gain ease be $115,000 because I'm covering ALL my approaching costs or is there whatever another instruction for finding discover that number? If a concept doesn't hit a bounteous sign saying $100 downbound commercialism incentive, does some HUD bag financed through bureau ease qualify? I'm employed with GMAC Realty and author metropolis Mortgage, do I ease remember for the $100 downbound commercialism incentive? Is there a list of whatever variety that I crapper wager that module exhibit every APPROVED lenders/agents that I crapper use? Upon closing, module i be receiving the hud writing with every signatures or module i hit to communicate with an attorney, of my possess or theirs, to hit every paperwork dispatched to me? I module revalue it greatly for anyone in the accord who crapper verify the instance and respond these questions to the prizewinning of their knowledge.