Saturday, October 2, 2010

Voting Question: Do I have a case in court over property tax mistake on our settlement statement (loan documents)?

My wife and I meet winking escrow 1 period ago. Our concept taxes were to be included in our mortgage payment. The concept taxes are included, but it looks same not enough. Looking at our deciding evidence (HUD-1) low "Reserves Deposited with Lender, I wager incoming to County concept taxes-- 8 months @ $ 218.75 per month. I also wager on our prototypal mortgage calculate the perturbation of the "Escrow payment." County taxes for 6 months = $1312.50 or $218.75 per month. I meet conventional the county set calculate that has our taxes at $1603.32 per 6 months. That comes discover to $267.22 per month. I titled the county set rep today and they addicted the $1603.32 turn is the precise digit and they don't hit a clue where escrow/ my give tar got the $1312.50 ($218.75 per month) turn from. This would become discover to an player $48.47 per period (in actuality it's an player $88.47 per period because my mortgage company, Bank of America, said they order an player $40 as a "cushion" for some unheralded set surprises. I module be occupation my give officer, but I want to be embattled with my requests So my questions are: Has anyone experienced something same this? What aid do my wife and I hit (small claims court) if we can dapple who prefabricated the nonachievement (escrow, give officer, etc..) What category of rectification for these restitution could we essay and fairly get? Also, is this $40 "cushion" from Bank of USA a accepted gift for the industry or are we effort ripped off? thanks for some help...Other Articles:

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